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Get Covered NJ Help From a Licensed New Jersey Agent

Need help with Get Covered NJ? We're licensed New Jersey insurance agents who help you compare plans, find the financial help you qualify for, and enroll correctly — at no cost to you. We help in English and Spanish, and we stay with you after you enroll.

We are not the state marketplace. Get Covered NJ is New Jersey's official health insurance exchange. We're independent, licensed local agents who help you use it the right way — and avoid the costly mistakes people make on their own. Our service is free; we're paid by the insurance carriers, not by you.

How we help:

- Compare every plan available to you across New Jersey carriers

- Check your eligibility for NJ Health Plan Savings (state subsidies) stacked with federal subsidies

- Make sure your doctors and prescriptions are covered before you pick a plan

- Handle the enrollment paperwork with you, start to finish

- Answer questions all year — renewals, life changes, and claims — not just at sign-up

Based in Maplewood and serving families across all of New Jersey.

Talk to a real licensed agent today — free. Call (973) 315-7897 or email info@healthbenefits360.com.

  • A: No, New Jersey runs its own marketplace, Get Covered NJ — not HealthCare.gov. We help you enroll through the correct New Jersey system and apply any state savings you qualify for.

  • A: Open Enrollment in NJ runs once a year (recently November 1 through January 31). Outside that window you can still enroll if you have a qualifying life event — and NJ FamilyCare enrolls year-round.

  • A: Open Enrollment in NJ runs once a year (recently November 1 through January 31). Outside that window you can still enroll if you have a qualifying life event — and NJ FamilyCare enrolls year-round.

  • A: Likely yes. Major life changes open a Special Enrollment Period (usually about 60 days) when you can enroll outside the normal window. Call us and we'll check.

  • A: Often, yes. Lawfully present immigrants can enroll through Get Covered NJ and may qualify for financial help. Mixed-status families can apply together — eligible members can still get covered. New Jersey also covers children regardless of immigration status through NJ FamilyCare. We help families navigate this in English and Spanish.

  • A: Yes. We help New Jersey families in English and Spanish.