🔒 PRIVACY POLICY
Effective Date: January 1, 2021
Last Updated: May 1, 2025
1. Who We Are
Health Benefits 360 LLC is a licensed health insurance agency committed to helping individuals, families, students, and businesses navigate the Affordable Care Act (ACA), Medicare, and group health plan options.
2. What Information We Collect
We may collect the following information when you use our website or services:
Personal Information: Name, phone number, email address, zip code, date of birth, household income
Application Details: Information related to your health coverage needs or eligibility for insurance plans
Website Usage: IP address, browser type, device data, and site usage behavior
3. How We Use Your Information
We use your information to:
Respond to inquiries and service requests
Determine eligibility and present appropriate health insurance options
Submit health plan applications (with your consent)
Communicate updates and reminders (e.g., renewals, policy changes)
Improve website functionality and user experience
4. How We Share Your Information
We may share your information:
With health insurance carriers and government marketplaces to complete your application
With third-party service providers who help us run our business (e.g., secure form vendors, CRM tools)
As required by law or to comply with legal processes
We do not sell your personal information.
5. Data Security
We take reasonable administrative and technical steps to protect your information. However, no method of transmission over the internet is 100% secure.
6. Your Rights
You may:
Request access to your personal data
Ask for corrections or deletions
Opt out of marketing communications at any time
7. Third-Party Links
Our website may include links to third-party websites. We are not responsible for the privacy practices or content of those sites.
8. Contact
If you have questions about this privacy policy or your data, please contact us at:
📧 info@healthbenefits360.com
📞 (973) 315-7897